Our Team

Tracey Kayo Twarog - Owner, Simplify Medicare/Agent

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Tracey has been a Licensed Insurance Agent for over 20 years, specializing in the Medicare field for 13 years. She is committed to advocating for seniors & educating them on their options. Tracey is passionate about helping her agents achieve their personal success. She has built Simplify Medicare on her core values…Compassion, Education & Advocacy.



Kristy Brailey - Office Manager/Agent

Kristy Brailey has a background in Management & loves her position at Simplify Medicare. She enjoys staying in touch with all of the agents & keeping the agency running. Kristy has an 11 year old daughter, 3 dogs & a cat. In her spare time, Kristy enjoys reading, hiking & spending quality time with her family.



Liz Pizzo - Client Advocate/Agent

Liz Pizzo brings her knowledge & experience as a Medicare Community Health Educator & a Certified Occupational Therapist to our team. Liz has a passion for doing research & thoroughly enjoys teaching others. She loves animals & the beach. In her spare time she enjoys spending time with her husband & 2 children.



Sandra Kahlon

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Sandra comes to our team with over 25 years working with & advocating for seniors. As an Occupational Therapist in Geriatrics, she has been finding the best possible solutions for seniors to live their best lives with the greatest of ease. She is passionate about helping seniors find optimal solutions to their health needs.



Brenda Aiken - Agent

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Brenda has over 30 years of customer service & insurance experience. Always honest, friendly & informative, Brenda loves helping retirees understand & choose a plan that best fits their needs & pocket book.



Sherry Ashery - Agent

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Sherry brings over 25 years of sales & marketing experience to Simplify Medicare. She believes in building relationships & making her clients feel comfortable while going through the Medicare process. Sherry is married & mother to 2 teenage children. She is an active volunteer in the Jewish community.



Lacey Hartman - Agent

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Lacey is a mother to two children with special needs. She knows first hand, how frustrating & overwhelming the insurance process can be. Lacey is an advocate for her children’s medical & educational needs. She brings that same passion & knowledge to her insurance clients to ensure that they have a positive experience.



Barron Hanrahan

Barron Hanrahan has over 20 years in the Health Insurance industry. His goal is to assist seniors to find the Medicare plan which best fits their needs at the lowest cost. He maintains relationships with all of his clients to ensure they get the most benefit from their plan.



Ernest Watkins - Agent

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Ernest Watkins is a knowledgeable & compassionate agent that takes pride in the work he does with his clients. He is very personable & puts his clients’ needs first. He is excited to be a part of the Simplify Medicare team where he can give his clients a full service experience.



Megan Z. Culver

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Megan is a CPA & an Insurance Agent. She brings almost 30 years of experience & knowledge to the team. She thrives on helping others find the best insurance solution to fit their needs & budget. Megan is passionate about connecting with people & developing relationships.



Cathleen Esposito

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Cathleen has been a licensed agent for 25 years & brings years of Sales & Marketing experience with her. She speciializes in Medicare & is compassionate about educating seniors on their options.



Chris Aiken

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Chris Aiken is a father of 3 grown children, a veteran & retired small business owner. He is a member & former President of his local Rotary Club & also currently a Town Board Member. Chris is dedicated to community service & helping people help themselves.



Heidi Maria Schilling

Heidi Maria Schilling (Community Outreach Advocate) is a lifelong & active resident of Rotterdam. She takes pride in her local community & enjoys contributing in any way she can. Currently, Heidi is a substitute teacher at BOCES & she is the Chairperson of the Quinton's Walking Warriors Team for St. Jude's Children's Research Hospital. Heidi is also an author & she is excited to release her children’s publication, “A Dryer Named Desire” in 2023. Heidi’s greatest gift is being an Aunt.